Insurance for Real Estate
Agents & Brokers

Comprehensive coverage for your business, all in one place.

Protect your business against:

  • Errors and negligence claims
  • Data breaches and cyberattacks
  • Third-party injury claims
  • Damage to your business and/or property
  • Workplace-related employee injury or illness

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Insurance for Real Estate Agencies

You’ve Got Risks.

We’ve Got Solutions.

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Even small mistakes can cost you time and money.

Real Estate Agents Professional Liability insurance is essential for working without worry — even while you navigate regulatory changes and market shifts.

Also known as Errors and Omissions (E&O) insurance, it provides financial protection if you’re sued for mistakes, alleged negligence, and more while providing your professional services.

Common professional liability coverages include:

  • Misguided advice
  • Negligence and common mistakes
  • Actual or alleged misrepresentation
  • Missed deadlines
  • Conflicts of interest or breach of duty
  • Unethical conduct

Available coverage features:

  • Covers you, your partners, employees, and contractors
  • Location flexibility — even if you do business in another state

Does not cover:

  • Phishing and other social engineering scams

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82% of Real Estate professionals say they’ve received a phishing email or phone call.1

Cyber insurance helps mitigate financial losses in the aftermath of a cyberattack or data breach.

If you store client data (names, addresses, SSN, credit card info, etc.), transfer funds electronically, or do other work online, your business could be at risk too.

Cyber insurance should be a standard part of a risk management plan for any modern business — especially for smaller companies with fewer resources to protect themselves.

1Embroker’s 2024 Real Estate Survey

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Common Cyber coverages include:

  • Phishing scams and other social engineering attacks
  • Network/data breaches and privacy liability claims
  • Legal claims related to your website content
  • Loss of business income
  • Extortion and ransomware events

Available coverage features:

  • Continuous risk assessment
  • Early detection signals for potential losses (through our carrier partner)
  • Complimentary information security training (through our carrier partner)
  • Customized limits and deductibles tailored to the needs of firms of all sizes and budgets

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An unexpected accident could lead to a lawsuit.

A Business Owners Policy (BOP) combines General Liability and Business Personal Property coverages in a single, cost-effective policy.

Plus, if you use your personal vehicle for work or rent vehicles for business travel, there’s also optional Hired/Non Owned Auto Coverage under this policy that can protect you in the case of a work-related auto accident.

Your BOP can pay for expenses arising from third-party injury claims, damage to your business property/equipment, and more.

Common BOP coverages include:

  • Legal defense, settlements, medical and other expenses resulting from third-party bodily injury cases (client slip-and-fall accidents, etc.)
  • Theft or damage of your property by a
third-party
  • Theft of your business property and equipment (this applies to owned or
rented property)
  • Loss of income if you have to temporarily close your business for a reason covered in the policy, such as fire or water damage

Available coverage features:

  • Cost-effectiveness — you can get up to three coverages in one policy

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You’ve got employees. We’ve got your back … and theirs.

Did you know Workers Compensation is not just for
high-risk jobs?

Subject to state law, Workers Compensation pays out on claims related to an employee’s workplace-related injury or illness.

Slip-and-fall injuries at the office and repetitive stress injuries from everyday computer tasks can result in costly claims for your firm.

With Workers Compensation, you can care for your employees, protect your firm, and meet state requirements with a single policy.

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Common Workers Compensation coverages include:

  • Hospital bills and medication
  • Physical therapy
  • Lost wages
  • Legal expenses
  • Death benefits
  • Employer negligence-related injury

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Don’t Just Take Our Word for It!

With a Net Promoter Score (NPS) of 71 Embroker ranks above the insurance industry average.

NPS Score 2024

37
Insurance Industry
71
Embroker